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Unwrapping complex ownership structures should not slow you down. The EC360 platform automates Ultimate Beneficial Owner (UBO) verification using powerful automation rules, extensive public data integrations and dynamic visualization — all within your KYC, CDD and AML workflows.
Identify UBOs in minutes, not days.
Reduce manual processes and regulatory risk.
Get complete, auditable profiles with every decision.
UBO verification is the process of identifying the individuals who ultimately own or control a legal or business entity. For financial institutions, this is a critical requirement under AML and KYC regulations, helping prevent money laundering, tax evasion and terrorist financing.
But identifying UBOs is rarely simple.
Ownership chains are often complex, cross-jurisdictional and obscured through layered entities. Manual checks are error-prone, slow and difficult to audit.
This is why leading banks use EC360.
23% process time savings reported at a tier 1 bank
Traditional UBO verification requires analysts to search registries, validate documents and piece together ownership manually. It is inefficient, risky, and hard to scale.
With EC360, you can:
Extensive public data integrations
Pulls verified data from over 175 trusted global public registries, corporate records and premium providers.
Automated entity mapping
Connects fragmented data across multiple jurisdictions and applies hierarchy rules to uncover ownership links.
Dynamic CDI profiles
Creates a living digital golden source record of each corporate client — with continuous monitoring and updating as data changes.
Visual ownership structures
Generates clear ownership and control diagrams to support investigation and audit.
Fully traceable audit trail
Every step is recorded, source-attributed and time-stamped, making it ideal for compliance reporting.
Encompass was built for complex, regulated banking environments.
Our clients include:
UBO verification is the process of identifying and validating beneficial ownership information to understand who ultimately owns or controls a company. It is essential for AML compliance, risk mitigation and customer due diligence. Regulators require financial institutions to validate UBOs to prevent financial crime and support transparency.
Encompass aggregates data from global beneficial ownership registers and premium providers, applying ownership hierarchy logic to identify ultimate beneficial owners and people with significant control (PSCs). While Encompass does not rely on biometric verification for UBO discovery, it can work alongside biometric identity verification tools to support complete, end-to-end compliance workflows that include both business and individual due diligence.
Yes. EC360 is purpose-built for multi-jurisdictional entities and layered ownership structures. It resolves data conflicts and visualizes indirect ownership links automatically.
UBO verification plays a critical role in anti‑money laundering and fraud prevention by uncovering who truly owns or controls a legal entity. By identifying beneficial owners behind complex structures (including the use of shell companies), financial institutions can detect attempts to obscure ownership, launder illicit funds, or bypass sanctions.
Accurate UBO checks also help banks identify links to terrorism financing, apply appropriate risk controls and demonstrate compliance with global AML regulations through clear, auditable ownership records.
Accurate UBO verification supports the integrity of business operations by ensuring that banks and regulated firms engage only with verified, legitimate businesses. It helps uncover hidden ownership, shell structures, or associations with high-risk individuals, especially in corporate entities operating across jurisdictions. This reduces exposure to financial crime and reinforces trust in the overall business ecosystem.
Absolutely. EC360 supports global regulations and AML frameworks including Financial Action Task Force (FATF), AMLD6, FCA, and SEC — with full auditability, policy alignment and data lineage.
EC360 delivers a complete UBO profile in minutes — helping banks fast-track onboarding without compromising regulatory compliance.
