Automated KYC solution for corporate, commercial and investment banking
EC360 helps leading banks automate complex Know Your Customer (KYC) processes and accelerate onboarding, without compromising compliance.
Built for commercial, corporate, investment, and challenger banks, EC360 creates complete, auditable Corporate Digital Identity (CDI) profiles by combining golden-source registry data with private customer data. That means faster UBO verification, fewer manual checks, and accelerated KYC reviews from day one.
Why automate KYC?
Manual processes are no longer fit for purpose. For banks handling corporate, institutional, and high-risk clients, speed, compliance and accuracy are non-negotiable.
With our automated KYC solution – EC360 – you can:
Reduce customer onboarding times and accelerate KYC reviews
Automate identity verification and build real-time CDI profiles
Ensure compliance with KYC and AML regulations across jurisdictions (FATF, AMLD6, FCA, SEC)
Improve operational efficiency and reduce cost-to-serve
Deliver accurate and complete client data into CLMs, CRMs and internal systems to power perpetual KYC (pKYC) programs and AI solutions
Who is our automated KYC solution built for?
Encompass is trusted by leading banks, including:
- Corporate and institutional banks operating in high-risk jurisdictions
- Investment banks managing risk across complex global structures
- Commercial banks focused on SME and corporate client growth
- Challenger banks scaling operations without compromising compliance
Our core users include:
- Heads of Operations and Transformation
- CTOs, Product Managers, and CLM/CRM Owners
- Heads of Compliance and Financial Crime
What is EC360 used for?
- Corporate onboarding: Enable automated KYC verification and customer due diligence for complex legal entities and UBOs
- Perpetual KYC (pKYC): Continuously maintain and verify client identities throughout the lifecycle
- Remediation projects: Rapidly update and verify outdated records to maintain ongoing compliance with regulatory timelines
- Risk assessments: Support your risk-based approach with automated data collation and continuous monitoring
- Audit readiness: Create defensible, regulator-friendly records with zero manual stitching, complete with original source documents and full data provenance
Why banks choose EC360
- Built for corporate complexity
- Proven in global financial institutions
- Enterprise-ready technology
- Measurable impact on operations
Discover the full benefits of using EC360
EC Public Automation
Watch how our KYC automation and public data collation solution, powered by the EC360 platform, accelerates onboarding and KYC reviews, and delivers accurate client data every time.
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FAQs
What is KYC automation?
Automated KYC (Know Your Customer) is transforming how financial institutions complete customer identity verification and meet regulatory requirements. By leveraging advanced technologies such as data normalization and standardization, entity resolution. intelligent document processing, AI and document verification, automated KYC solutions streamline manual and time-consuming processes This shift not only accelerates the onboarding process but also enhances operational efficiency and reduces the risk of human error.
For banks and other financial institutions, implementing automated KYC processes means they can verify customer identities quickly and accurately, ensuring compliance with evolving regulations while minimizing the risk of financial crimes. Automated KYC solutions deliver deeper customer insight that improves the customer experience by reducing wait times and eliminating repetitive manual verification processes. As a result, businesses can focus on building stronger customer relationships and maintaining compliance, all while reducing costs and minimizing risks.
What are the main benefits of KYC automation?
KYC automation streamlines onboarding and KYC reviews by sourcing and integrating data and documents into single digital profiles for a holistic view of client risk, complete with full data provenance and audit trail. By automating verification processes and integrating real-time public and private data, banks can accelerate decision-making, lower operational costs, improve customer experience, and maintain stronger control over compliance workflows.
What makes EC360 different from other KYC automation tools?
Unlike generic KYC APIs, EC360 is purpose-built for enterprise banking and brings together publicly available and private client information into a single client profile. It supports complex client onboarding, dynamic CDI profile creation, and full auditability — all within a single, integrated platform.
EC360 goes beyond onboarding by providing the data to support ongoing monitoring and perpetual KYC (pKYC), ensuring that risk triggers and regulatory compliance changes are captured and acted upon automatically.
How does EC360 support customer experience?
By eliminating time-consuming manual steps and creating complete CDI profiles, EC360 enables faster onboarding, smoother compliance workflows, and reduces client outreach, improving the overall experience and ensuring customer satisfaction.
Can EC360 help ensure compliance with AML regulations?
Yes. EC360 automates screening against PEP lists, sanctions, and adverse media sources while maintaining a full audit trail, helping you meet FATF, AMLD6, FCA, SEC, and other global regulatory requirements.
How does EC360 help with Anti Money Laundering (AML) compliance and financial crime prevention?
EC360 supports robust Anti Money Laundering (AML) compliance by automating KYC search processes to verify complex corporate structures, and identify beneficial ownership. By consolidating golden-source data and maintaining a dynamic, fully auditable record of every decision, it enables banks to prevent money laundering and respond confidently to regulatory inquiries.
Will it integrate with our existing systems?
Absolutely. EC360 is proven to integrate with CLM, CRM, and banking core platforms, including Pega, and Capgemini’s pKYC Catalyst.
How secure is EC360?
Our platform is ISO 27001-certified and SOC 2 Type II compliant. Sensitive customer information is encrypted in transit and at rest, with robust access control and audit logging to enhance security at every stage of your customer verification processes.